Do I Need Flood Insurance?

If you have picked up a newspaper, tuned into the nightly news or logged onto your favorite news site lately, you have probably asked yourself "Do I need flood insurance"? Flooding is always in the news. It seems each day another region of the country is under water. And when the reporters interview the victims it's always the same comments, " I have never seen water this high before " or " We have never seen flooding here before ". What it all adds up to is unprecedented flooding that can happen almost anywhere, at anytime and for any reason. That's why FEMA says " Everyone lives in a flood zone ".

This site will attempt to help you assess your flood risk, your need for flood insurance and help you to undersand what happens if you become a victim of a flood and don't have flood insurance. It's by understanding these factors that you will be able to answer the question " Do I need flood insurance".




Get Your FREE Custom Quote

A custom quote for your property is just a click, or if you prefer, a phone call away. Franklin Flood is one of the most trusted names in Flood Insurance. We offer both federally backed NFIP flood policies and private carrier policies. We can help you explore all the options so you get the best coverage for you property and budget.



Everyone lives in a flood zone.

Find out what causes floods, where it can happen and what type of flooding presents the biggest risk to your home or business. You'll begin to understand why FEMA says " Everyone lives in a flood zone ".





Flood Facts and Fantasy

Misconceptions about floods and flood insurance can be costly and dangerous. We dispel the fantasy so you can see the facts more clearly. Find out why " Homeowners Insurance " and " Federal Disaster Assistance " are not the solutions you may expect.



The Personal Cost of Flooding

Explore the personal cost of property damage with this interactive "Flood Damage Calculator". You may be surprised to find how little water it takes to cause tens of thousands of dollars in damage to your home or business.




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Franklin Flood is one of the most trusted names in flood insurance. Franklin Flood, LLC is an award winning U.S. company located in Exton, Pennsylvania, a suburb of Philadelphia. Franklin is America's premier flood insurance provider, a solid company built on writing accurate policies that don't waste your money and the best customer service experience in the business.

Franklin has earned the Administrator’s Club Award at the 2005 and 2007 National Flood Conferences, sponsored by FEMA, the Federal Emergency Management Administration. This award is bestowed upon companies in recognition of their contributions to the National Flood Insurance Program ( NFIP ).





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